• The loan process begins with the borrower filling out their (online) application or calling us. The online application is processed by an automated underwriting system, which looks at things like repayment ability, credit history, and collateral to determine whether or not you are eligible for a mortgage.

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  • Buying a house is an exciting time, but it can also be one of the most stressful times. There are many questions you need to ask yourself before buying that perfect home. This buyers guide will tell you everything you'll need to know about buying your very first home.

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  • Get pre-approved. This step involves paperwork, but it can get you a better loan rate down the road. It also allows you to point out which houses you already have pre-approved loans for while you're househunting.

    Take your time when shopping for a house. Do not buy impulsively or buy before getting an inspection of the property or how much you would need to improve your credit score. Moving can be expensive and difficult, so make sure you will like living where you buy and that the house has enough space for what you want and not too much for what you don't.

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  • We will find the right mortgage for you

    What type of home financing works best for your budget and lifestyle?

    Getting a mortgage loan is an exciting experience, but it can also be overwhelming. When we understand what you want and need, we can make the process easy and stress-free. We know there's no such thing as one size fits all when it comes to mortgages: different borrowers have different needs and priorities. 

    We'll work with you to find the mortgage that's right for you. We offer a variety of loan products, including conventional mortgages, government-backed mortgages (including FHA, VA and USDA loans), and jumbo mortgages. In addition, we have programs for first-time homebuyers, those who need to downsize or upsize their homes, and those who want to buy a home with little or no money down.

    We'll take the time to understand your unique situation and find the mortgage that best suits you. We'll help you get pre-approved for a mortgage loan and guide you through the entire process, from application to closing. Contact us today to get started!

    Thank you for choosing our mortgage company. We look forward to helping you achieve your home-buying dreams!

  • Latest News

  • Fixed or Variable-Rate Mortgage

    If you are looking at buying a home, there are many different kinds of mortgages to choose from. Two of the most common types of mortgages are fixed-rate and variable-rate mortgages. Many people wonder which type will work out best for them. A fixed-rate mortgage is just that,

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  • What is the Qualifying Rate?

    You may have heard of the term 'qualifying rate'. There is some confusion about what this means and how it affects you as a borrower. ·          The qualifying rate – typically defined as the Annual Percentage Rate – will

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